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The concept of using a card for purchases was invented in 1887 by Author Edward Bellamy and described in his utopian novel "Looking Backward". Bellamy uses the explicit term "Credit Card" eleven times in his novel.



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Additional Reading

How to Avoid Credit Card Late Fees
Everyone hates late fees and being late will cost you dearly these days. For some credit cards today, if you are late, you will have to shell out as much as $40 each time. With an arsenal of just a fe...

Student Credit Cards: Tips To Build Credit Worthiness & A Great Credit Score!
Getting to college and keeping up with your studies is hard enough and let's not forget the weekend jobs and late night shift. To top this off you have to worry about the building credit and your fina...

Credit Card Dirty Tricks
There are many of us that have been badly stung by credit card companies that have charged exorbitant fees to use their credit cards.



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